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2nd Grade

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Typical Course of Study

World Book Learning Resources suggests typical courses of study for Kindergarten through 12th Grade. The course of study for 2nd Grade is Handling money (coins).

Mary Engelbreit and Teacher Created Resources

Second Grade Financial Concepts

The Fifty Nifty Econ Card program from the Federal Reserve Bank of Kansas City includes recommendations on concept introduction for grade levels K through 6. Here are the recommended concepts for 2nd Grade:
  • Opportunity Cost: the next best choice that you give up
  • Natural Resources: gifts of nature used to make goods and services
  • Human Resources: workers who make goods and provide services
  • Capital Resources: goods made and used to produce other goods and services
  • Currency: paper money that is used by a country
  • Price: the amount that people pay when they buy a good or service
  • Income: amount of money you earn or receive from different sources

Second Grade Learning Targets

The Bellingham (Washington) Public Schools Curriculum Department establishes the following learning targets for 2nd Grade:

Math Measurement

Attributes and Dimensions

  • Make change from one dollar
  • Recognize penny, nickel, dime, quarter and dollar and express value using cent notation
Systems and Tools
  • Select appropriate unit of measure for given objects or situations
  • Use cents and dollar notation when relating values of coins, up to one dollar


  • What is my responsibility for preserving shared/limited resources?
  • How does my family/community help to provide for my needs?

Academic Standards

Strand 5: Economics, The Social Studies Standard as of May 22, 2006
State of Arizona, Standards and Assessment Division

Concept 1: Foundations of Economics

The foundations of economics are the application of basic economic concepts and decision-making skills. This includes scarcity and the different methods of allocation of goods and services.

Concept 1 Performance Objectives for the 2nd Grade

  • PO 1. Discuss how scarcity requires people to make choices due to their unlimited needs and wants with limited resources.
  • PO 2. Discuss that opportunity cost occurs when people make choices and something is given up (e.g., if you go to the movies, you canít also go to the park).
  • PO 3. Identify differences among natural resources (e.g., water, soil, and wood), human resources (e.g., people at work), and capital resources (e.g., machines, tools and buildings).
  • PO 4. Recognize that people trade for goods and services.
  • PO 5. Compare the use of barter and money in the exchange for goods and services (e.g., trade a toy for candy, buying candy with money).
  • PO 6. Recognize that some goods are made in the local community and some are made in other parts of the world.
  • PO 7. Discuss how people can be both producers and consumers of goods and services.

Concept 5: Personal Finance

Decision making skills foster a personís individual standard of living. Using information wisely leads to better informed decisions as consumers, workers, investors and effective participants in society.

Concept 5 Performance Objectives for the 2nd Grade

  • PO 1. Discuss costs and benefits of personal savings.

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Kids' Money > Teachers > 2nd Grade

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